You are protected by responsible lending laws. Because of these protections, the recommendations given to you about any vehicle loans (including repayment waiver policies) are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
We are not financial advisers. If you have concerns about your finances, MoneyTalks is an independent and confidential service which is completely free. These financial mentors can help you with advice, and talk you through your options for getting on top of debts and covering essentials.
Kindly note that our office will be closed from 12:00 noon on Friday, 6 December 2024, and will reopen at 8:30 AM on Monday, 9 December 2024. During this period, we will not be able to respond to phone calls or email inquiries. Thank you for your understanding.